Considering a Commercial Mortgage Loan for Your Small Business? Here’s What You Need to...

Commercial real estate isn’t cheap. If you’re a small business owner who’s considering buying or further developing commercial real estate—whether that’s an office building, a shopping center, a hotel or another business-related property—odds are...

Why Using Sales Tax Revenue as Working Capital Could Destroy your Small Business

There’s an urban myth among many businesses that goes something like this: “I collect sales tax, therefore it’s OK to use it from time to time to run my business.” However, this line of...

Understanding Liquidity – The State of Your Company’s Assets

“I’m very liquid”, you hear the giants of industry say. I think we all jump to the conclusion that the person making the statement has a lot of cash. In general, we would be...

What Do Income Statements and Balance Sheets Actually Tell You?

Financial statements may not immediately drum up feelings of elation—but at Bench, we think numbers can bring joy. We put this guide together to help improve your financial literacy by understanding your statements and how...

Cash Flow Management: The Magic Number That Will Keep You in Business

Our small business clients hear how important cash flow management is to their business. However, sometimes they don’t understand what that really means. They’re just in survival mode.  “I’ll pay this bill after XYZ...

The Best Credit Options for Financing Small Business Growth

If you’re a small business owner, congratulations! You’ve accomplished what some likely told you was impossible and built a business from the ground up. Now it’s time to grow, and credit options are likely needed....